How to Earn 50,000 Points with HDFC Premium Diners Card in 2 Years

Earning reward points on your credit card can be a great way to save money and enjoy exclusive benefits. One such card that offers lucrative reward points is the HDFC Premium Diners Card. But is it possible to earn around 50,000 points with this card in 2 years? The answer is a resounding yes! With the right strategy and spending habits, you can easily accumulate this amount of points. In this article, we will guide you on how to maximize your points earning potential with the HDFC Premium Diners Card.

Understanding the HDFC Premium Diners Card Reward System

The HDFC Premium Diners Card offers 4 reward points for every Rs. 150 spent. This means that to earn 50,000 points, you would need to spend approximately Rs. 18,75,000 in 2 years. This might seem like a large amount, but when broken down, it equates to spending around Rs. 78,125 per month. This can be easily achieved if you use your card for all your major expenses.

Maximizing Your Reward Points

There are several strategies you can use to maximize your reward points. Here are a few:

  • Use your card for all your major expenses: This includes groceries, utility bills, dining, travel, and online shopping. The more you use your card, the more points you earn.

  • Take advantage of bonus points: HDFC often offers bonus points on certain categories or during specific periods. Keep an eye out for these offers and plan your spending accordingly.

  • Redeem points for flight and hotel bookings: The HDFC Premium Diners Card offers 10X reward points on flight and hotel bookings made through the HDFC Diners Club website. This can significantly boost your points earning potential.

Keeping Track of Your Points

It’s important to keep track of your points to ensure you’re on track to reach your goal. You can check your points balance through the HDFC Bank NetBanking portal or the HDFC Bank MobileBanking App. Remember, reward points expire at the end of 2 years, so make sure to redeem them before they expire.

Conclusion

Earning 50,000 points with the HDFC Premium Diners Card in 2 years is definitely achievable with the right spending habits and strategy. By using your card for all your major expenses, taking advantage of bonus points, and redeeming points for flight and hotel bookings, you can maximize your points earning potential and enjoy the exclusive benefits that come with it.